Fortis Life Improves Critical Illness Coverage Again

Fortis Life have announced further improvements to their already market leading Critical Illness Cover.

Fortis Life's Critical Illness Coverage now has 10 conditions which improve upon the definitions laid down by the Association of British Insurers (ABI).

In addition to these latest improvements, which are covered in more detail in recent posts on this newsblog, Fortis have added yet another Critical Illness Condition to their already market leading product, taking the total number of conditions covered to 40.

The most recent additional condition covered under Fortis Life's Critical Illness Cover is 'Multiple System Atrophy' (MSA). MSA is a progressive neurological disorder that affects adult men and women. MSA is caused by degeneration of nerve cells in specific areas of the brain. This cell degeneration causes problems with movement, balance and automatic functions of the body such as bladder control.

According to information from The Sarah Matheson Trust, a registered charity focused on MSA, 5 people per 100,000 in the UK may suffer from MSA, which usually starts between the ages of 50-60 years, although it can affect people younger and older than this. MSA does not appear to be hereditary and is not infectious or contagious - it is a sporadic disorder that occurs at random.

We think that the addition of MSA to the conditions covered is a great move forward and prevents policyholders whose lives and livelihoods may be affected by MSA feeling short-changed by their insurer an inability to claim on their Critcal Ilnnes Policy in circumstances where they have clearly suffered a Critical Illness and the impact on their lives is comparable to sufferers of other conditions more commonly covered.

If you have Critical Illness Insurance, or have thought about taking some out, perhaps you'd like to consider the potential differences that this important point could make in the event that you need to make a claim one day, and whether you are prepared to risk being unable to do so if your condition turns out to be not covered under your policy.

If you'd like to know more or just have a chat with an expert just give us a call on 0845 003 0065 or visit our Critical Illness Information page