Fortis Life Improves Cover Definitions for Paralysis of Limbs Claims

Fortis Life have announced further improvements to their already market leading Critical Illness Cover.

Fortis Life's Critical Illness Coverage now has 10 conditions which improve upon the definitions laid down by the Association of British Insurers (ABI).

Among these latest improvements, all of which are designed to make claims possible in more cases than before, is an improvement to the definition for Paralysis of Limbs.

Like most Critical Illness policies, Fortis' definition for Paralysis of Limbs claims had previously required at least two limbs to be affected. The new definition has reduced this requirement so that claims can still be accepted where only one limb is affected.

We think this is a great move forward and prevents the policyholders whose lives and livelihoods have been affected through the paraylsis of a single limb feeling short-changed by their insurer over non payment of claims in circumstances where many believe they are actually covered anyway, and where the impact on their lives is similar.

If you have Critical Illness Insurance, or have thought about taking some out, perhaps you'd like to consider the potential differences that this small but important point in the definitions could make in the event that you need to make a claim one day, and whether you are prepared to risk a claim being rejected over small print like this.

If you'd like to know more or just have a chat with an expert just give us a call on 0845 003 0065 or visit our Critical Illness Information page